WenFire 🔥

Financial Independence Calculator

Calculate your path to Financial Independence and Early Retirement. Get detailed projections and visualize your progress with clear, interactive charts.

Financial Independence Calculator
Current Financial Situation
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Include all assets: savings, investments, 401k, real estate equity, etc.
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Your take-home pay after taxes and deductions
Spending & Growth Assumptions
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Your average monthly expenses (housing, food, entertainment, etc.)
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Expected annual return on investments (7% is historical stock market average)
Economic Factors
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Expected yearly salary growth (promotions, raises, etc.)
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Expected annual inflation rate (affects spending power over time)
Personal Information
Used to calculate your current age and retirement timeline
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Side jobs, rental income, dividends, etc. (optional)
Advanced Settings
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The famous "4% rule" - percentage you can safely withdraw annually
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See how a large purchase affects your FIRE date (optional)